Direct-line gifts enjoy a £100,000 allowance per parent/child every 15 years. Life insurance adds £152,500 per beneficiary outside the estate.
An SCI allows a 10-20% discount on share value.
Category :
Wealth
Sophie Laurent
Wealth Management · February 28, 2026 · 10 min read
Direct-line gifts enjoy a £100,000 allowance per parent/child every 15 years. Life insurance adds £152,500 per beneficiary outside the estate.
An SCI allows a 10-20% discount on share value.