Savings & Investments
Solutions tailored to every investment horizon, from the security of regulated savings to life insurance performance.
B.A.I.F Savings Account
3,50 %
Net annual rate
PEL
2,25 %
Guaranteed rate
Assurance-vie Fonds
4,10 %
Return 2025
PER B.A.I.F
8,2 %
Avg. 5yr perf.
Our products
From regulated savings to stock market investing, find the product that matches your objectives.
3,50 %
Net annual rate
The B.A.I.F Savings Account is the ultimate liquid savings product. Available at any time, risk-free, with an above-market rate.
Key benefits
Limit
No limit
Recommended duration
No minimum duration
Taxation
Tax efficient savings
2,25 %
Guaranteed rate
Build your deposit for your property project while benefiting from a preferential loan rate. The rate is fixed at opening and guaranteed for the entire plan duration.
Key benefits
Limit
£61,200
Recommended duration
4 to 10 years
Taxation
Tax efficient after 12 years
4,10 %
Guaranteed fund 2025
The most flexible tax wrapper for retirement planning, wealth transfer or simply long-term savings with reduced taxation.
Key benefits
Limit
No limit
Recommended duration
Recommended 8+ years
Taxation
Allowance £4,600/£9,200 after 8 years
8,2 %
Avg. 5yr perf.
Deduct your contributions from your taxable income today and build retirement capital invested in the best global asset classes.
Key benefits
Limit
10% of N-1 income (max £35,194)
Recommended duration
Until retirement
Taxation
Deductible at entry
12,4 %
Avg. 10yr European index perf.
Invest in the stock market in European equities with capital gains tax exemption after 5 years. The best wrapper for long-term equity investors.
Key benefits
Limit
£150,000
Recommended duration
Recommended 5+ years
Taxation
Capital gains exempt after 5 years
Personalised advice
Every profile is unique. Our wealth advisors analyse your tax situation, objectives and investment horizon to recommend the optimal product combination.
£4.2Bn
Assets managed
18 500+
Life insurance policies
96 %
Satisfied clients
25 ans
Wealth expertise
Open your first B.A.I.F savings product in under 10 minutes, 100% online.